Financing · 27 credit lines
From solidarity micro-loans to syndicated loans, BACCABANK offers 27 financing lines. Filter the catalogue by borrower and purpose to find yours: repayments are scheduled around your actual income.
Our financing
Our rates are annual and indicative; the annual percentage rate appears in the written offer you receive before signing anything. No fees are charged before disbursement. See all 27 lines in the catalogue.
Agricultural credit union · CAPAH
Financing aligned with the harvest cycle: seeds, inputs, labour and transport. Repayment falls after the sale, not before.
Microfinance · MOFEMTÈD
Group lending for women’s businesses: retail, processing, livestock. The guarantee is collective, not land-based.
Housing · CAME
Building, extending or renovating a home, backed by household savings and a housing assessment carried out by CAME.
Businesses
Working capital and equipment for shops, workshops and cooperatives in the South and the North.
Families
Tuition, uniforms and supplies, repayable over ten months to spread back-to-school costs across the year.
Full catalogue
Filter by borrower and by purpose. Amounts, terms and collateral are indicative; the annual percentage rate appears in the written offer provided before signing.
27 credit lines
A documented personal need, not tied to a specific purchase.
Household equipment, furniture, appliances and durable goods.
Buying, building or extending a home.
A loan secured on property you already own.
New or used vehicles, including motorcycles and utility tricycles.
Hospital stays, surgery, treatment and medical evacuation.
Tuition, uniforms and supplies, spread over the year.
Higher education in Haiti or abroad, with repayment deferred during studies.
Seeds, inputs, labour and transport, repayable after the sale.
Purchasing goods and financing a trader’s stock.
Set-up costs, equipment and tools for professionals and artisans.
Creating or expanding a production unit, based on a business plan.
Bridges a short gap between outgoing and incoming payments.
Day-to-day operating cycle: stock, wages, expenses.
Lease with a purchase option on vehicles, machinery and equipment.
Pay suppliers before your sales come in.
An advance pending a certain inflow: a sale, a grant, other financing.
A revolving facility you draw on as needs arise.
Authorised debit balance on the current account.
A loan covered by real security: deposit, title, equipment, stock.
Granted solely on the strength of the application and account history.
Large-scale financing shared between several institutions.
Financing for foreign trade and transit operations.
Small financing for an income-generating activity, disbursed quickly.
Group lending with a collective, non-land guarantee.
Financing for cooperatives and their members’ portfolio.
A collective project led by an association or a local section group.
ID, proof of activity and, depending on the loan, an endorsement from your association or cooperative.
An advisor checks your repayment capacity and, for farm and housing loans, visits the site.
An answer within 72 hours for micro-loans and school loans, within 5 business days for other lines.
Transfer to your BACCA account in gourdes, or direct payment to the supplier for housing and school loans.
Visit one of our branches with an idea of the amount and term: an advisor will prepare a repayment schedule in gourdes, with no commitment. Application forms can also be downloaded online.