Operations · 10 transaction families
Banking, loans, savings, trade, international, insurance, cooperative, agricultural, digital and real estate: 10 families of transactions handled by the network, including digital services available 24/7.
Choose a transaction to see how it works at BACCABANK.
Fund your account with cash at a branch, through Zantray Transfert from abroad or by paying in a cheque. The deposit shows up in your online banking as soon as it is recorded at the counter.
Branch deposit
Free, credited the same day
Prepare your withdrawal in advance and go to the service point of your choice. The BACCA network covers Camp-Perrin, Les Cayes, Port-au-Prince and licensed agents in the rural communes.
Withdrawal fee
0.5% of the amount, minimum 25 G
Transfers between BACCA accounts are free and instant. To other Haitian banks, the order is executed within 24 business hours through the national clearing system.
Transfer between BACCA accounts
Free and instant
Full catalogue
From banking to land, including agriculture and digital: each family lists the transactions you can carry out in a branch or online.
Counter and current account transactions.
Cash deposit · Cash withdrawal · Bank transfer · Domestic transfer · International transfer · Bill payment · Payment collection · Disbursement · Cheque · Bank card · Electronic payment · Direct debit
The life cycle of a loan, from application to assignment.
Loan application · Loan approval · Loan disbursement · Principal repayment · Interest payment · Early repayment · Loan renewal · Loan restructuring · Refinancing · Assignment of a receivable
Investments, securities and portfolio management.
Savings deposit · Savings withdrawal · Term savings · Purchase of securities · Sale of securities · Bond subscription · Share subscription · Dividends · Investments · Portfolio management
The buying and selling cycle of traders and businesses.
Purchase · Sale · Order · Supplier payment · Customer payment · Invoicing · Supplier credit · Import · Export · Delivery · Return of goods
Foreign exchange, foreign trade and cross-border settlements.
Currency exchange · International transfer · Import/export · International payment · Documentary credit · Letter of credit · Documentary collection · International trade settlement · Transfer of funds between institutions
Policies, premiums, claims and compensation — ASA-H.
Taking out insurance · Premium payment · Renewal · Claim filing · Claim assessment · Compensation · Reimbursement · Cancellation · Reinsurance
The life of a member of a cooperative or community savings fund.
Member admission · Membership fee payment · Purchase of member shares · Savings deposit · Withdrawal · Loan application · Disbursement · Repayment · Interest payment · Dividends or rebates · Transfer between members · Payment for services · Community contribution
Transactions specific to the growing season and the value chain.
Purchase of seeds · Purchase of fertiliser · Purchase of livestock · Sale of crops · Growing season financing · Purchase of farm equipment · Land lease · Agricultural processing · Storage · Transportation · Export of farm produce
Mobile money, QR codes and online payments, available 24/7.
Mobile money · QR payment · Online payment · E-wallet · Digital transfer · Merchant payment · Top-up · In-app payment
Land, housing, rentals and collateral.
Purchase of land · Sale of land · Purchase of a house · Sale of a house · Rental · Security deposit · Mortgage loan · Mortgage · Mortgage release
| Transaction | Channel | Fee | Processing time |
|---|---|---|---|
| Cash deposit | BACCA branch | Free | Immediate |
| Deposit by transfer | Zantray Transfert | As per Zantray rates | Within 1 hour |
| Cheque deposit | BACCA branch | Free | 48 to 72 hours |
| Withdrawal | Counter or licensed agent | 0.5% · min. 25 G | Immediate |
| Internal transfer | Online banking | Free | Instant |
| Interbank transfer | Online banking | 50 G | 24 business hours |
Indicative fees in gourdes, applicable to personal accounts. The default daily limit is 250,000 G and can be adjusted with your advisor.
Every outgoing transaction is confirmed with a one-time code sent to the phone number registered on your file.
You set your own daily and weekly limits for each account, and can change them at your branch.
SMS and email notification for every transaction, with a monthly statement you can view and download.
Visit a branch with your ID and proof of address: your online access is opened the same day, including deposits and transfers.